Business Interest*

  • Unlimited check writing (1)
  • Free Visa® Business Debit Card**
  • Free Online Banking
  • Transfer Funds between ESB accounts
  • Check your account balance
  • Make loan payments
  • ACH**
  • Payroll**
  • Free eStatements
  • $2.00 additional monthly service charge for paper statement
  • Unlimited teller transactions
  • $3,000 minimum deposit to open
  • To obtain the disclosed annual percentage yield you must maintain a $3,000 minimum daily balance
  • $10.00 monthly service charge if daily balance falls below $3,000
  • Interest compounded and credited monthly
  • Overdraft Protection available with ESB Line of Credit***
  • Sweep service available****

*Interest begins to accrue on the business day we receive your deposit. Interest rate and annual percentage yield may change at our discretion.
**Subject to credit approval.
***$5.00 fee per transaction assessed for overdraft transfers. Transfers will only occur if balance is available in a designated ESB account to cover overdraft.
****An additional monthly service charge will be assessed. Service only available with an active ESB commercial line of credit.

(1) Subject to available balance in account.

Balance Requirements

Daily Balance (a)Minimum Balance to Obtain APY & Minimum Deposit to Open Account APY* (b) Rate (b)
$3,000 – $50,000.99 $3,000.00 0.65% 0.65%
$50,001.00 + $3,000.00 1.05% 1.05%
Minimum Balance to Obtain APY & Minimum Deposit to Open Account
$3,000 – $50,000.99 $3,000.00
$50,001.00 + $3,000.00
APY* (b)
$3,000 – $50,000.99 0.65%
$50,001.00 + 1.05%
Rate (b)
$3,000 – $50,000.99 0.65%
$50,001.00 + 1.05%

a. Daily balance. The amount of the principal in the account each day.
b. The interest rate and annual percentage yield may change after account opening.

Rates are accurate as of today’s date and subject to change before or after account opening.
*APY – annual percentage yield.
Fees may reduce earnings.

Please contact us at 724-354-2111 to inquire about a complete rate and fee schedule.